Part 2 of a 2-Part Series
Last week, we started a two-part series about how to reduce stress during the holidays. To read part one of that post, click here. This week, we conclude the series by covering additional ideas for how to de-stress between November and January.
Review Your Budget to De-Stress
Without a spending plan, your hard-earned money may disappear into a black hole. Many people fail to keep a budget. They express shock when they learn the amount of money they spend on discretionary items. On the contrary, those who establish a budget to prioritize spending. This ensures they will maintain sufficient savings for needs. Eliminating extraneous purchases lessens the chance of stress caused by a budget shortfall at the end of the month. Saving also helps people achieve goals. For example, they may eliminate or avoid debt, save for retirement, or set aside money for a new car or vacation.
De-Stress by Seeing a Financial Planner
A financial advisor helps consumers think through long-term financial goals. For example, they may successfully eliminate debt, establish emergency funds, or set up a retirement account. Financial planners also help clients create a plan to achieve their goals. Regardless of your stage of life, meeting regularly with a financial expert could provide substantial peace of mind. These financial experts help their clients create and maintain financial security.
Create an Estate Plan to De-Stress
Most people worry about what will happen to their spouse, children, or pets if anything happens to them. Alleviate this concern by consulting an estate planning attorney to help draft a will and/or trust. He will also help you put estate planning documents in place. Develop a proper plan to protect minor children or pets, including naming caregivers and setting aside funds for care. These are critical to document before you become ill or pass away. In addition, designate people to make medical and financial decisions on your behalf in case you become incapacitated. Creating an estate plan with these components will ease your mind. No one wants the state to designate who will receive their assets and how funds will be distributed. Also, courts decide who to appoint to take care of children in the absence of a working trust.
Holiday De-Stress
You can implement many aspects of self-care on your own. Instead, call us to help you design a well-designed estate plan. Making plans of your own care will help you destress. An effective estate plan will kick into gear if you become incapacitated. So, you will get peace of mind if you create the documentation necessary to provide for and protect your family in case you pass away.
About Skvarna Law in Glendora and Upland, California
Skvarna Law Firm operates offices in Glendora and Upland, California. We provide legal services. We cover San Bernardino, Los Angeles, Orange, and Riverside Counties. This includes several cities. Upland, Ontario, Rancho Cucamonga, Fontana, Colton, Rialto, Chino, Chino Hills, Glendora, Claremont, Pomona, La Verne, Montclair, San Dimas, Azusa, Covina, West Covina, Diamond Bar, Walnut, La Puente, Corona, Norco & Mira Loma. Visit SkvarnaLaw.com to learn more.
